YNAB

YNAB

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 26.16
  • Adult Rating: 4+
  • File Size: 147.24 MB
  • Developer: You Need A Budget LLC
  • Compatibility: Requires iOS 18.0 or later.
Score: 4.79318
4.79318
From 59,889 Ratings

Description

Have you ever worried about money? You are not alone. Download YNAB, get good at money, and never worry about money again. “We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.” -Kyle, YNAB user since 2020 Start your free one-month trial and stop feeling like you’re bad at money. “YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix." -Kyle, again. We didn’t even pay him to say this, but maybe we should. Why YNAB? -92% of YNAB users report feeling less stressed about money since starting. -The average user saves $600 in the first month, and $6,000 in the first year. “A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.” -Kat, YNAB user since 2016 Benefits and Features STOP ARGUING ABOUT MONEY …and start planning your life, together -Create and share unlimited plans with up to six people with one subscription -Real time updates between devices make it easy to keep everyone informed -Cheaper than couples counseling STOP DROWNING IN DEBT …and start seeing progress with your paydown -Make a plan to pay down debt by calculating time and interest saved with the Loan Planner -Avoid new credit card debt with YNAB’s clever built-in spending categorization feature -Enjoy the benefits of a debt-paying community and resources STOP FEELING DISORGANIZED …and start feeling totally in control -Securely link financial accounts to automatically import transactions -Easily add transactions manually, if you prefer -Ask Siri to update your plan or provide expense category balances on the go START REACHING MORE GOALS …and stop thinking your future is limited -Keep your priorities and goals in focus -Visualize progress as you go -Watch your net worth climb START SPENDING CONFIDENTLY …and stop feeling guilt, doubt, and regret -Calculate your “Cost to Be Me” -Make a flexible, proactive spending plan -Always know how much you have to spend START FEELING SUPPORTED …and stop feeling like you’re alone in this -Talk to our “freakishly nice” award-winning support team (don’t tell them we called them freakish) -Join workshops and attend live Q&A sessions -Become part of our community of genuine, amazingly supportive people who get it -Attend one of our live events to learn, share, play, and even get tattooed with like-minded getting-good-at-money people. (Seriously.) The first step of never worrying about money again is starting a free one-month trial. Are you ready to get good at money? (You seem ready! And we already really like you, so please join us.) Free for 30 Days, then Monthly/Annual Subscriptions Available Subscription Details -YNAB is a one-year auto-renewable subscription, billed monthly or annually. -Payment will be charged to iTunes Account at confirmation of purchase. -Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. -Account will be charged for renewal within 24-hours prior to the end of the current period. -Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. -Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096) Terms of Use: https://www.ynab.com/terms/?isolated Privacy Policy: https://www.ynab.com/privacy-policy/?isolated California Privacy Policy: https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated

Screenshots

Reviews

  • I know what life would be like without this app

    5
    By Kittycat1120
    For many years, I have budgeted. I have tried several other apps even one that did envelope budgeting. Nothing has made it so easy as YNAB. I do not dread coding my transactions. I can get whatever export I need for tax reporting and such. It just keeps things so easy.
  • Put New Transactions to Review back in Plan tab

    4
    By Cameron B
    Too many tabs within the app now. I personally use the Plan page mostly. Please show the new transactions to review button on the Plan tab where it used to be. It only shows on the Home tab now. It used to be much simpler to do everything on the Plan tab.
  • Flojoe

    5
    By JesuFlorens
    This app has been a game changer with helping me to make better financial decisions.
  • Great Tool!

    5
    By Cgortiz85
    We’ve been using YNAB for many years and love it! We’re always telling people about it.
  • Keeps me organized!

    5
    By Liz Hale
    Love the app. Makes keeping my accounts reconciled and has the tools to help me integrate the management of my investments, savings, and checking accounts. If I could add one improvement, it would be the approvals of expenses. If I am reconciling daily/weekly then why do expenses that have been reconciled still have to be approved?
  • Learning curve is worth it

    5
    By FourierDomain
    Took me a while to get used to all the ins and outs but once I did, I unlocked an amazing financial super power. I’m able to plan out my finances so that that I am never surprised by a bill or payment.
  • Good Budget Tool

    5
    By spirit airlines accountant
    Don’t have to worry about repeating personal Enron :)
  • You Need A Budget

    5
    By Peppeyronie
    See Title.
  • Control

    5
    By Jahoozawitz
    I don’t review apps. This app is a must have if you want to break the financial cycle and get ahead. My kids are able to have a better childhood than I did because of YNAB.
  • Brilliant Tech

    5
    By TheDaveLeake
    Probably my favorite app. Most empowerment and clarity I’ve ever experienced with my finances. Stellar, stealthy tool that has been worth every dollar. An outstanding service. Cool thing is it’s more than an app, it’s a community.

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