Ditch: Pay Off Debt Faster

Ditch: Pay Off Debt Faster

By Ditch Technologies

  • Category: Finance
  • Release Date: 2023-09-14
  • Current Version: 1.4.9
  • Adult Rating: 17+
  • File Size: 68.93 MB
  • Developer: Ditch Technologies
  • Compatibility: Requires iOS 15.0 or later.
Score: 4.82824
4.82824
From 984 Ratings

Description

Debt sucks, but paying it off doesn't have to. With Ditch, every purchase you make brings you closer to debt-free. No stress, no spreadsheets, and no overthinking. Just effortless Payoffs that chip away at your debt while you live your life. Ready to take control of your financial future with Ditch? Try Ditch free for one week. Here’s how Ditch makes debt-free living possible: - Roundups to Debt: Send roundups from your purchases directly to your loans. Every spare cent counts! Add a boost to amplify your impact and watch as automated Payoffs chip away at your debt in the background. - Smart Debt Tracking: See all your loans and progress in one place. Track balances and payments, and get personalized recommendations. - AI Financial Assistant: Get tailored insights and answers about debt, spending, and budgeting whenever you need them. - Debt-Friendly Budgeting: Learn where your money is going, and find easy ways to save and pay off debt faster. - Secure & Private: Your data belongs to you, always. Delete anytime with no strings attached. Why Ditch? Debt doesn’t have to define you. Let Ditch turn small steps into big results, bringing your debt-free future closer with every transaction. Popular Use Cases: - Automate spare change to pay off student loans. - Track and pay down credit card debt effortlessly. - Plan for a debt-free life with easy budgeting and smart AI tools. - Start your debt payoff journey today—download Ditch and take control of your finances. Privacy & Terms Your security matters. Access our privacy policy at https://ditch.io/privacypolicy and terms of service at https://ditch.io/termsofservice. By downloading this app, you agree to Apple's standard Terms of Use, which you can find here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ You can find our privacy policy at: https://ditch.io/privacypolicy And our terms of service at: https://ditch.io/termsofservice By downloading this app, you agree to Apple's standard Terms of Use, which you can find here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Reviews

  • Great Idea, Terrible Customer Support

    1
    By Matt.Moglia
    Extremely disappointed with the support experience. Our American Express account was suspended after payments processed through Ditch triggered compliance issues with Amex, and we urgently needed documentation explaining how the payment system works. We’ve tried calling, leaving voicemails, and sending messages through the app, but have received no response at all. For a financial app handling people’s bank accounts and credit card payments, responsive customer support is not optional. Right now we’re facing potential permanent account suspension with Amex and can’t even get a basic explanation letter from Ditch. The app concept is good, but the lack of communication and support when something goes wrong is honestly unacceptable.
  • Paid off my credit card

    5
    By i<3harrypotter
    I have been working on paying off a stubborn credit card for two years and Ditch helped me make $2k in extra payments AND see where I was wasting money each month
  • the best app

    5
    By mgturk178430
    I’ve been using ditch for only a few months and have paid off $600 of my debt which doesn’t sound like a like compared to how much debt I’m in but it’s saved me so much on interest! highly recommend!!
  • Well designed app!

    5
    By Emwilli
    The design makes it easy/fun to use. Such a great idea can’t wait to see the results
  • $100 for subscribers

    2
    By soph.mill1881
    I thought this would be a useful way to pay off my debt. It didn’t list the cards I wanted to pay off and therefore I canceled my account the same day. A week later they charged me $93.14 for a service I didn’t use and canceled same day. It’s a little steep for people trying to pay off debt I think. Also make sure to cancel in the app and online AND in your Apple subscription or they’ll still charge you.
  • Great app

    5
    By Johnsam Sam
    Helped me save for travel
  • Easy Setup

    5
    By TigerJEC
    Amazing app, super easy to setup
  • Good so far

    4
    By Colletteb21
    I like it! Dont even realize that my round ups are so impactful. However it only found my major debts; like car loan and student loan. I wish it could do minor ones too like credit card. But i like it
  • Love Ditch

    5
    By TLC2445
    I love Ditch. It has made making extra payments super easy. I just set my settings and forget it. It’s been 1 month and I had already paid an extra $100. The best thing is I control everything. I can cancel a payment, change the settings, change where the payment is going, ect. I always get a notification before a payment is sent.
  • Amazing

    5
    By Hkelley23
    So easy to use! Super easy to set up and get going on. I tell everyone about it!

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