AI Finance Planner is the privacy-first budget tracker that puts you in control of your money — no bank connections, no data sharing, all data stored locally on your device. FEATURES: • Track income and expenses by category • Set monthly budgets with over-limit alerts • Create savings goals with AI-generated strategies • Beautiful spending breakdown charts • AI-powered financial advice (uses your own OpenAI API key) • Month-by-month transaction history • Savings rate tracking PRIVACY BY DESIGN: Your financial data never leaves your device. AI advice uses your own OpenAI API key — we never see your transactions or financial information. PERFECT FOR: Budget-conscious individuals who want smart insights without sacrificing privacy.