PocketGuard – Budgeting App

PocketGuard – Budgeting App

By PocketGuard, Inc.

  • Category: Finance
  • Release Date: 2015-01-07
  • Current Version: 5.19.3
  • Adult Rating: 4+
  • File Size: 147.70 MB
  • Developer: PocketGuard, Inc.
  • Compatibility: Requires iOS 16.0 or later.
Score: 4.58356
4.58356
From 7,629 Ratings

Description

PocketGuard is a budgeting app for people who want to be on top of their money. Personal finance is made simple by smart algorithms, which means budgeting with PocketGuard is so easy that you don't have to spend your entire life crunching numbers. We take care of all the routines like expense tracking and bill monitoring so you can clearly focus on money management operations. Always know what's in your pocket! A budget is a difference between income and expenses. If it's positive - you're doing well. In any other case, the budget is unbalanced and needs attention. This is where the "Leftover" feature takes action. How much disposable income do you have after paying your bills, saving for your goals, and setting aside enough money for needs and wants? The PocketGuard budgeting app does those calculations for you! Always know the actual safe-to-spend amount so you can fit your monthly budget. Comprehensive analytics! Budget and expense tracking are just a part of the story. If you wanna do money management the right way you need to learn from the data you track. PocketGuard's budgeting app provides you with various reports to let you see personal finances from different angles. Learn about your spending habits, make necessary adjustments, and optimize your monthly budget. Bill tracker and subscription manager! You can use PocketGuard as a bill organizer. Once you connect bank accounts the app starts working as a finance tracker. All your bills and subscriptions will be identified automatically and included in your monthly budget. The bill organizer will help you never miss the due date again. PocketGuard bill organizer gives you an easy way to negotiate better rates with your provider. So you can optimize your budget by cutting costs on services you use. PocketGuard subscription manager will help you to find subscriptions you might have forgotten about. This is another money management trick - stop paying for services you no longer need. Set and reach your financial goals! Goals are a key concept of budgeting. As was mentioned before, expense tracking is just a part of the story. Personal finance is made of goals. Let's say you want to spend less on shopping or save more for vacation. These are financial goals. The PocketGuard budget app gives you all the necessary tools to set them properly. Set up your debt-payoff plan! Nobody's perfect and almost anyone has debt to pay off. The question is: do you have a plan? Connect all your credit and loan accounts and we'll show you the way to a debt-free future. Our smart algorithm calculates the most profitable debt repayment strategy so you'll save hundreds or even thousands by paying less in interest! BANK-LEVEL SECURITY We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN codes and biometrics, like Touch ID & Face ID, as an additional security layer. PocketGuard connects to U.S. and Canadian financial institutions only. PocketGuard Plus subscription lengths and prices: Monthly - $12.99* / month Annual - $74.99* / year Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice. If you choose to purchase PocketGuard Plus, payment will be charged to your iTunes account. Subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase. Any unused portion of a free trial period will be forfeited if you purchase a different subscription plan. Privacy Policy: https://pocketguard.com/privacy/ Terms of Use: https://pocketguard.com/terms/

Screenshots

Reviews

  • Fantastic

    5
    By Good288:?75?&8
    Awesome app, best one I’ve ever used for money management. Question to developers: when you click into Net Income from the dashboard page, you are shown your income vs spending breakdown for each month, which is great. When you select a month, and click into Spending, you are then shown a list of your transactions for that month. Any chance we can get this broken down by budget/category first? Then the level below that can be transactions?
  • Evolving Nicely

    5
    By SanLouisKid99
    It’s received a lot of very nice improvements over the years. The improvements have added up to make an excellent app.
  • wow

    1
    By Katkakakakakat
    The fact that this app can’t successfully sync with American Express renders it completely useless for us. I’m disappointed that they don’t disclose this bug ahead of time because it compromises ease of use, which is literally the whole point of the app. I spent more than 30 bucks on a broken product. I wish I could get my money back.
  • Great concept- terrible customer service

    2
    By Loveour2dogs
    Had high hopes for this app as I like the easy adaption but I was unable to log in on my laptop to my account as it would only clock and I was also unable to get my joint accounts with my husband as primary integrated into the app. Emailed several times for customer service assistance with screenshots but went days without a response and no help. I feel like a simple call would have rectified this but going back and forth by email for weeks isn’t helpful. Will be canceling the app and requesting a refund from Visa due to lack of customer support.
  • Simply the best

    5
    By Zzzeeerrrttt
    I was a Mint user for years until… well you know the story. ;0). I reviewed almost every alternative and PocketGuard is hands down the best.
  • Changed the game

    5
    By Jake222567568
    Love this app so much. I was a completely novice to this kind of thing. It can take a beat to get familiar with everything but I tried a bunch of apps and this was the most intuitive. Now I can’t imagine life without it
  • Security Concerns

    2
    By Pereidenko
    Within a week of opening my account, I received a security alert ping from one of my credit cards due to potential fraudulent activity. Additionally, they use Billshark to offer bill negotiation services, but that 3rd party service is very challenging to cancel. Finally, the app doesn’t offer a great layout for all of your finances if you split bills with other members of household , and makes it difficult to track transfers between accounts. Would not recommend.
  • Overall great experience

    4
    By Rod Pur
    I’ve been using pocketguard around 6 months now. While there have been some sync issues on occasion they have always worked themselves out. Recently, I’ve had an issue where I have lost a couple transactions on the same day. Aggravating, but not a show stopper. I do love some of the new features though. Only thing that worries me is that once new features are added, that’s when i see little bugs start showing up. Overall, Pocketguard is a nice tool to monitor your spending with. It would get 5 stars if it weren’t for the little quirks that occasionally arise.
  • App doesn’t work

    1
    By Chandieeee
    Not sure if it’s a bug? But hopefully this review will pop up to the developers and they can fix it. I can’t get past the start my membership screen because it redirects me to my browser to a blank page that won’t load. Will probably have to go with another app if they don’t fix this soon.
  • Connection Issues

    1
    By iguy_4
    I use to love the app but now I am having constant connection iissues. It has been over two months and they still can’t get the issues figured out. The app is useless to me if it doesn’t work at least every couple days. I am lucky if if connects once every three weeks. I have cancelled my subscription but I wish I could get my money back. When I contacted support they said they know about the issue but have no timeline. Two months and you still have no answers? If it is my banks fault then don’t have banks listed as compatible that aren’t.

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