PocketGuard – Budgeting App

PocketGuard – Budgeting App

By PocketGuard, Inc.

  • Category: Finance
  • Release Date: 2015-01-07
  • Current Version: 5.19.3
  • Adult Rating: 4+
  • File Size: 147.70 MB
  • Developer: PocketGuard, Inc.
  • Compatibility: Requires iOS 16.0 or later.
Score: 4.5823
4.5823
From 7,637 Ratings

Description

PocketGuard is a budgeting app for people who want to be on top of their money. Personal finance is made simple by smart algorithms, which means budgeting with PocketGuard is so easy that you don't have to spend your entire life crunching numbers. We take care of all the routines like expense tracking and bill monitoring so you can clearly focus on money management operations. Always know what's in your pocket! A budget is a difference between income and expenses. If it's positive - you're doing well. In any other case, the budget is unbalanced and needs attention. This is where the "Leftover" feature takes action. How much disposable income do you have after paying your bills, saving for your goals, and setting aside enough money for needs and wants? The PocketGuard budgeting app does those calculations for you! Always know the actual safe-to-spend amount so you can fit your monthly budget. Comprehensive analytics! Budget and expense tracking are just a part of the story. If you wanna do money management the right way you need to learn from the data you track. PocketGuard's budgeting app provides you with various reports to let you see personal finances from different angles. Learn about your spending habits, make necessary adjustments, and optimize your monthly budget. Bill tracker and subscription manager! You can use PocketGuard as a bill organizer. Once you connect bank accounts the app starts working as a finance tracker. All your bills and subscriptions will be identified automatically and included in your monthly budget. The bill organizer will help you never miss the due date again. PocketGuard bill organizer gives you an easy way to negotiate better rates with your provider. So you can optimize your budget by cutting costs on services you use. PocketGuard subscription manager will help you to find subscriptions you might have forgotten about. This is another money management trick - stop paying for services you no longer need. Set and reach your financial goals! Goals are a key concept of budgeting. As was mentioned before, expense tracking is just a part of the story. Personal finance is made of goals. Let's say you want to spend less on shopping or save more for vacation. These are financial goals. The PocketGuard budget app gives you all the necessary tools to set them properly. Set up your debt-payoff plan! Nobody's perfect and almost anyone has debt to pay off. The question is: do you have a plan? Connect all your credit and loan accounts and we'll show you the way to a debt-free future. Our smart algorithm calculates the most profitable debt repayment strategy so you'll save hundreds or even thousands by paying less in interest! BANK-LEVEL SECURITY We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN codes and biometrics, like Touch ID & Face ID, as an additional security layer. PocketGuard connects to U.S. and Canadian financial institutions only. PocketGuard Plus subscription lengths and prices: Monthly - $12.99* / month Annual - $74.99* / year Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice. If you choose to purchase PocketGuard Plus, payment will be charged to your iTunes account. Subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase. Any unused portion of a free trial period will be forfeited if you purchase a different subscription plan. Privacy Policy: https://pocketguard.com/privacy/ Terms of Use: https://pocketguard.com/terms/

Screenshots

Reviews

  • Unfortunately

    1
    By 8h0st
    I would give a better review if the app would allow me to access it, instead all I get is “suspicious ip address”
  • Perfecto

    5
    By CRANTON23
    Gmgood app
  • Waste or time & money

    1
    By twomoms42
    Paid for annual subscription and seemed to be great for a few months. FINALLY, got everything lined up after many hours now my bank is not updating data. This is the second time. I contacted support and they apologized and just said their tech was working on it. After 6 weeks decided to delete the account and start over-lost all my work. Now it happened again. Money and time lost…not good in this economy when I am trying to budget.
  • Don’t Bother

    1
    By CS3205
    I never write reviews but I feel like I should warn people since the company won’t. Unless you are willing to pay for a subscription or check your account every day, they will reset everything. After every 24 hours all your data will be gone with no way to get it back. No warning either. Seems a little ridiculous for an app promoting good money habits to make people addicted to looking at balances.
  • Finally Workong

    5
    By iguy_4
    Finally seems like the connection issues are fixed. Hopefully it stays that way. I much prefer this app over any other I have tried.
  • Heaven sent

    5
    By DaisyG..
    Pocket guard is literally heaven sent, haven’t been able to steward my finances well until I got this app. Makes beginner budgeting and expense tracking and goal setting so easy! I download/tested like 5 other of the “best apps” and PocketGuard was clearly the best, easiest set up, clear dashboard, and visually smooth , very good insights even helped us catch fraud on credit card to quickly put a stop to it. The best app ever
  • Slow and clunky

    3
    By UWbadgers16
    This app used to be quite snappy. Somewhere in the last couple of months, likely when the Pace feature was introduced, that all changed. UI interactions are slow, the app freezes for seconds at a time, and there’s been no improvement despite opening tickets with support.
  • Fantastic

    5
    By Good288:?75?&8
    Awesome app, best one I’ve ever used for money management. Question to developers: when you click into Net Income from the dashboard page, you are shown your income vs spending breakdown for each month, which is great. When you select a month, and click into Spending, you are then shown a list of your transactions for that month. Any chance we can get this broken down by budget/category first? Then the level below that can be transactions?
  • Evolving Nicely

    5
    By SanLouisKid99
    It’s received a lot of very nice improvements over the years. The improvements have added up to make an excellent app.
  • wow

    1
    By Katkakakakakat
    The fact that this app can’t successfully sync with American Express renders it completely useless for us. I’m disappointed that they don’t disclose this bug ahead of time because it compromises ease of use, which is literally the whole point of the app. I spent more than 30 bucks on a broken product. I wish I could get my money back.

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