Robinhood Banking

Robinhood Banking

By Robinhood Markets, Inc.

  • Category: Finance
  • Release Date: 2024-04-29
  • Current Version: 2.9.14
  • Adult Rating: 4+
  • File Size: 225.97 MB
  • Developer: Robinhood Markets, Inc.
  • Compatibility: Requires iOS 15.1 or later.
Score: 4.93372
4.93372
From 50,436 Ratings

Description

The power of private banking paired with the only credit card you’ll need. GOLD CARD • Earn 3% cash back on all categories². • Use virtual cards with disposable card numbers for smarter, more private spending. • Securely manage your account—track spending, report suspicious transactions quickly, and freeze or unfreeze your card at any time. • Build your family's credit with the option to add cardholders of any age and track spending, set spending limits, and lock lost cards. • Enjoy no annual fee for Robinhood Gold members². • Travel, shop, and spend confidently with built-in protections, extended warranties, and 24/7 concierge support through Visa Signature. ROBINHOOD BANKING • Explore elevated essentials for modern banking like high-yield Savings accounts, 35,000 no-fee ATMs, 24/7 customer support, and more.¹ • Get full-service banking—wire transfers, check services, premium checkbooks—without ever visiting a branch. • Unlock premier banking benefits like high-yield on Checking, free wire transfers, and no-fee ATMs including out-of-network rebates with an eligible direct deposit, over $100K in assets across Robinhood, and a Robinhood Gold membership. Disclosures: Robinhood Gold Visa® Card is offered by Robinhood Credit, Inc., and is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A. Inc. Robinhood Credit, Inc. (RCT), is a financial technology company, not a bank. Individual credit limits will vary by applicant and are subject to credit approval and underwriting. See if you’re approved with no impact to your credit score. Your credit will not be impacted unless you decide to accept the card offer. ¹All features and benefits require a monthly direct deposit amount of at least $1,000 into a Robinhood Checking account. Try benefits without direct deposit for a limited preview of 60 days. Transaction limits and fees may apply and depend on your relationship tier. An active Robinhood Gold subscription is required for Robinhood Banking. The Annual Percentage Yield (APY) is accurate as of January 29, 2026, and may change at any time before or after account opening. ²See full rates and fee details. Some limitations or conditions may apply. Must have Robinhood Financial brokerage account to redeem cash back. See rewards program terms for details. Rewards program terms are subject to change. To earn three (3) Points for each dollar of Eligible Purchases, the Robinhood Gold Card requires an active annual Robinhood Gold subscription and does not include a 30 day free trial. Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC (RHG). RCT and RHG are subsidiaries of Robinhood Markets, Inc. (Robinhood). Robinhood Banking is a financial services platform offered by Robinhood Money, LLC (RHY). RHY is a financial technology company, not a bank. Banking services are provided by Coastal Community Bank, Member FDIC. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met. RHY is a subsidiary of Robinhood. Robinhood, 85 Willow Road, Menlo Park, CA 94025. © 2026 Robinhood. All rights reserved.

Screenshots

Reviews

  • Transfers unavailable.

    5
    By Anon1659164917491
    “Transfer unavailable at this time” Can’t even use my own money. How stable is this bank?
  • Debit Card $15

    1
    By CPRReviews
    I am self employed so I can’t do direct deposit. So I lose out on the bonus APY and the Robinhood investment side is a lower APY. And what bank charges for a debit card? Let alone $15 for a piece of plastic. Not a fan of RH Banking. I am on the waiting list for the RH Gold Credit card for over 2 years now. My partner who I brought them got it right away. I’m at 150k a year with over 150k invested with an 800 credit score and no debt. The company is inconsistent.
  • They are fraud

    1
    By Sambasnet
    I discovered unauthorized transactions on my Robinhood banking account and reported them the next day. Instead of taking immediate action, they assured me the platform was “secure” and dragged their feet on processing my claim. Weeks went by with no resolution, no provisional credit, and no real answers. For a company that constantly advertises how safe and secure their banking product is, they have absolutely no idea how to handle fraud when it actually happens. They treat customers like suspects instead of victims. I genuinely do not understand how this company is still in business.
  • No Zelle

    2
    By Zeki893
    Is this the only banking app that doesn’t support Zelle?
  • Awful

    1
    By Jets14NY
    Recently was notified about opening a savings and checking account and did so immediately only to find out if I transfer money from my investment account to either the checking or savings account I lose my transfer in bonus received last year. So ridiculous it’s an internal transfer. Makes no sense to throw away money like that so I won’t be funding or using either account. Also is ridiculous that you need a direct deposit of $1000 a month to keep ‘premium’ features. If you’re retired or self employed you’re basically SOL, even if you have a million dollars with them. What a joke!
  • Gold benefits

    5
    By Roland M11
    Great way to earn points and free money to invest
  • Banking for me

    5
    By Sleeping with me
    Simplified banking at maximum profits with easy transfers in and out. If Banking could only be this simple at other locations.
  • Finance made simple

    5
    By Jack DeMarinis
    Beautiful app, it’s easy to use and makes banking and finance easy while making me money at the same time.
  • Needs Light Mode/Zelle solution

    4
    By Gus756
    Much to like. Would appreciate light mode instead of always in dark mode. Swipe transfer feature looks nice, but it feels slow. Speed up the animation! My paycheck deposit remains pending longer at Robinhood than my previous banking institution.
  • It’s great

    5
    By kingtut7723
    Do all banking on this.

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